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Always wear a seatbelt, even if you are only driving two blocks
Just always wear a seatbelt. No matter how far you're going... I got T-boned one time, and I was maybe two blocks from my house, and I was wearing a seatbelt, and if I wasn't wearing a seatbelt, head, boom, side windshield, boom.
General safety advice is subjective but factually supported by safety data.